The Mastercard Benefits are an additional benefit of the Earniva Mastercard included at no additional charge. These benefits include:

• Mastercard Receipt Management helps you organize all of your business expenses in one place.
• Mastercard ID Theft Protection™ - Provides thorough identity monitoring covering your social security number, email addresses, debit cards, credit cards, bank accounts, usernames and passwords for web logins, and much more.
• Zero Liability protection - When you use your Mastercard, have peace of mind knowing that you are not held responsible for unauthorized transactions.
• Other special benefits from Mastercard to support your business.

You can read more in the Mastercard Guide to Benefits which details all of the program terms and conditions.

For security reasons, foreign transactions may be declined if you do not notify us before using your credit card outside of the U.S. Please call us at 1-800-317-3753 to set a travel alert before you attempt to use your credit card internationally.

If your card is lost or stolen, please call 1-800-304-3096 right away. If your card is lost or stolen and used without your permission, you may not be responsible for those charges.

Yes, subject to credit approval, you can use your Earniva Mastercard for cash advances at many financial institutions. Please read your Cardholder Agreement (included with your new card upon approval) for more information on cash advances. Once approved, you may call and request a personal identification number (PIN) to be sent to you in the mail; your PIN allows you to securely access cash at many ATMs.

Absolutely! Once you are approved and receive your new credit card, you can create a login and password on our secure site, earniva.myfinanceservice.com. Your online account allows you to manage your account and easily pay your bill.